It can be tricky in Utah to calculate your income. There are two different ways RDA calculates income for a potential homeowner. You will want to first calculate your “Eligibility Income”. Your “Eligibility Income” will include all types of income and is used to determine your ability to repay the USDA mortgage loan. USDA Rural [...]
Archive | June, 2009
New USDA Rural Housing Income Limits UTAH
USDA Rural Housing Development Home Loan has changed their income limits.
Loan Modifications Program Yet To Take Off
Lakewood, California If you don’t qualify for a loan modification, is a short sale your best option? There is a lot of conflict with lenders loss mitigation teams battling other departments within the banks structure. Even today the different departments struggle with short sales or wonder if they should foreclose. A Lakewood short sale will save [...]
VA Loans are Gaining Popularity in Orange County, CA
VA loans are making a comeback in Orange County, CA. Similar to the gain in popularity for FHA financing, VA is proving to be a great program for those Orange County first time home buyers with VA eligibility. VA financing never went away, but with the run up in home prices in the early half of [...]
Top 5 Mortgage Marketing Posts of the week – June ’09 Week 4
Effectively Following Up On Sales Leads – The old adage that the sale is in the follow-up has never been more accurate in today’s marketplace. This article discusses the importance of either setting up systems or responsible parties in your team to ensure your customer follow up happens… no matter what. Web Appeal – It’s [...]
Slow Approval Process for Short Sales Hampers Housing Rebound
Lakewood, California Experts believe that the current level of housing inventory has to come down for the industry to get into a phase of sustained recovery. Lakewood Short sale transactions offer a win-win-win situation to buyers, sellers, and lenders, and help clear the housing inventory available for sale. While short sales have risen in the [...]
Home Valuation Code of Conduct (HVCC) Call To Action
The Home Valuation Code of Conduct has been wreaking Havoc on consumers and the real estate industry since the agreement went in place on May 1, 2009. Home Valuation Code of Conduct (HVCC) Overview _________ HVCC is a new agreement between the Federal Housing Finance Agency (FHFA) and the New York Attorney General’s office to [...]
Calif. Housing Market shows signs of Recovery.
A surge in home sales that started in some of California’s more affordable inland areas has begun to spread to several more expensive coastal areas, another indicator that the state’s real estate market may be in recovery mode. · Many homes in the lower end of the market are receiving multiple offers, with [...]
Should you sell your investment using a 1031-tax deferred exchange?
A few years ago, many were seeing their real estate investments appreciate at incredible rates, and in turn, were doing 1031 tax-deferred exchanges to defer their capital gains liabilities into new investment properties. But in today’s market, many investors see limited or no appreciation in their investment property. In times like this, does it make [...]
NJ Journal Says Debt Settlement "One Step Above Bankruptcy"
Debt settlement is for people who are having serious difficulties with debt. Debt settlement has been called “one step above bankruptcy” and is not to be taken lightly.
Choosing the Right Las Vegas Real Estate Agent
When it comes to selling your Las Vegas Home, it is very important that you choose the right Las Vegas Real Estate Agent. With the rapid decrease in home values, many Las Vegas Homeowners owe more on their home than it is worth. This doesn’t mean you can’t sell your home, it just means that [...]
Confused About Debt Settlement or Debt Management? You Are Not Alone.
Confused about debt settlement or debt management options? You are not alone. Find out important facts about debt settlement and debt management.
California's $10,000 Tax Credits are Going Fast
First-time home buyers wanting to take advantage of the state’s $10,000 tax credit may have less time than originally expected. California set aside $100 million to help home buyers purchase newly built homes, hoping to jump start the residential-construction market. According to state officials, the tactic has worked well and is helping to get home [...]
5 Things You Will Notice When Your Market Has Bottomed Out
1. The housing market won’t be quite as newsworthy You will be able to listen or read the news and not hear words like ‘foreclosure’, ‘bailouts’ or ‘housing bottom’. 2. Balanced market Real estate prices are derived by supply and demand. If the demand is high and supplies are low prices rise. If supplies are [...]
Top 5 Mortgage Marketing Posts of the week – June ’09 Week 3
Freeing The Real Estate Market From The Real Estate Industry – Last week I introduced the NASDAQ of the real estate industry post by Brian Brady. This week he did a follow up to that introducing AREBOT.com; which will post real time offers; you can even watch a ‘ticker’ for specific zip codes. Brian is [...]
Discover Lakeland – Your Lakeland Mortgage Will Follow
Lakeland is one of Central Florida’s best kept secrets. Hurry and grab your Lakeland mortgage now while there are still some great Lakeland Real estate deals!
CBS News: Beware Of Debt Relief Ripoffs
Debt relief companies that help consumers do debt settlement to pay off credit cards can be a big ripoff. Know who you are hiring first.
Four Debt Settlement Companies Sued in Texas
Four debt settlement companies are sued in Houston by the Texas Attorney General for misrepresentation.
More People Are Late On Their Credit Cards Than Ever Before
Credit card debt is more than ever before and more people are late than ever before. Get credit card debt relief from debt settlement.
The Truth About Debt Settlement According To Fox 40
Debt settlement is something that you want to do your homework about to be sure that you are making the best choice for yourself to get debt relief.
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Carmen Brodeur: Very interesting! I better go buy more wrinkle cre...
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Ria Grace: What is good of having custom home is that you can...
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Patrick: A great online property management forum is agents...
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Kyle Pearce: Unfortunately, in every industry, there are some w...
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$10000 California First Time Home Buyer and New Home Tax Credit Extended
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Unite Against the Sarasota MLS Board
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Short Sale Heaven Coming April 5th 2010
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The Lones Group – Real Estate Social Media Marketing Firm – Sues Agent For Being A Zebra
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California Senate Bill 94 (SB94): Passes; Not even Attorneys can do it!
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We are not the FHA, VA, USDA, HUD or any other government organization. The content on this blog is intended for information purposes only.