It took me some time to realize that short Sales were simply Loan Mods that were turned down. It is exactly the same paperwork with the only difference being that your Hardship letter in a Short Sale is try to prove to the lender that the client can’t make it ………….thus, they should agree to the short sale.
I got started in Short Sales by helping some friends do loan mods. When they realized they couldn’t loan mod because they 1) had no job 2) were making 1/2 of what they used to 3) were getting a divorce and nether could pay for it alone, etc, etc, it was soon clear that Loan Mods gratis was a great way to prospect for Short Sales.
These are hard times for many people and we can help them through this process, in spite of the banks.
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