In Arizona, something special is going on when it comes to mortgage lending.
David is taking on Goliath(s) — and winning.
Academy Mortgage is becoming the local lender of choice for many Arizona Realtors because they have built their model around local decision making. Consider the transactions in May in Maricopa County:
At Academy, you will find that everything needed to fund a loan is locally all-under-one-roof.
- Local loan officers.
- Local processors.
- Local underwriters.
- Local closing department.
- Local funding department
All sitting under one roof with a manager who can make virtually *any* decision on a file.
That is something that in today’s world of mortgage banking just isn’t found all that often… if ever. Is there any other lending company that has built the same model for a geography? Maybe – but you just don’t hear about it very often if there is. More often, you will hear a lender tell you why their model is “just as good” as the local-decision making model… but they won’t tell you it is better.
Because it isn’t.
When it comest to customer service in the mortgage banking business, local decision making almost always wins over a big centralized decision making.
And more and more Realtors in Arizona have first-hand knowledge of this.



Great article. I will have to forward this to my friend considering getting a mortgage on her real estate in Arizona. Thanks!