An Idaho FHA Streamline Refinance With No Appraisal is the best way to go if you live in Boise, Idaho and are looking to Refinance your home and you currently have an FHA loan. Benefits of a Boise Idaho FHA Streamline Refinance Appraisal usually not required Very little paperwork No Appraisal Fee (if doing no [...]
About Michelle Guth
Hi, I’m Michelle Guth and I am a mortgage consultant in the Boise, Idaho area and I specialize in, Idaho FHA Reverse Mortgages, Idaho First Time Home Buyer Loans, Idaho FHA 203(K) Rehab Loans, Idaho FHA Streamline Refinance and Idaho 100% VA Loans. My goal with my FHA mortgage blog is to educate and inform my clients about the various loan programs available on the market today.
Phone: 208-475-0865
Diversified Mortgage Group : 7977 W. Marigold St. Garden City, ID 83714 ID MBL-5696 NMLS-36852/36853 P:208-475-0865 F:208-853-7879
Location
7977 W. Marigold ,
Boise , Idaho 83714
Phone: 208-475-0865
Posts
What’s An Idaho VA Loan Pre-Approval Letter?
by Michelle Guth on May 10, 2011
An Idaho VA loan pre-approval letter is a document granted by an Idaho VA mortgage lender that states that based on preliminary information such as the potential borrower’s credit, assets, and income, that they qualify for a Veterans Administration loan of a specified amount. It is different from a pre-qualification in that some or all [...]
Boise, Idaho VA Jumbo Mortgage Loans Are They Available?
by Michelle Guth on May 10, 2011
If you’re looking at buying the home of your dreams – and the price reflects it – then an Boise, Idaho VA jumbo mortgage loan may very well be the best option for your mortgage. In most veteran loan scenarios, the VA guarantees up to 25% of the total amount of the loan up to [...]
More Than One Boise, ID VA Loan – Multiple VA Loans Permitted?
by Michelle Guth on May 3, 2011
The short answer to the question “How many Idaho VA loans can I have?” is that there is no limit on the amount of times eligible veterans are allowed to use their VA loan benefits. This answer often surprises veteran borrowers who have used the program before. As you are probably well aware, a Idaho [...]
Idaho VA Loan Appraisal Process
by Michelle Guth on May 3, 2011
Before your home can be approved for Idaho VA loan financing, a VA appraisal must be completed on the property. An Idaho VA appraisal involves a thorough inspection of the home and property to determine the current market value of the home. This appraisal is especially geared towards reporting any defects involving safety or security [...]
Idaho Home Buyers Did You Know FHA Made Changes To Mortgage Insurance Requirements
by Michelle Guth on November 16, 2010
- MONTHLY INSURANCE PREMIUM INCREASES FOR FHA HOME LOANS Previously the monthly mortgage insurance premium was a factor of .55% of the loan amount (if the loan to value was over 95%). As of October 4, the factor has increased to .9% You are probably wondering how this affects the payment. On a $400,000 mortgage, [...]
Seek An Idaho Refinance NOW !!!! Before Rates Go Back Up !!!
by Michelle Guth on October 8, 2010
Refinance your Idaho Mortgage now before interest rates go back up!!!!!! An Idaho Refinance is what many people need to look into right now with where interest rates are at. Interest rates won’t stay this amazingly low for long so act now !!!! Below I have outlined four main reasons why you should do an [...]
Boise Idaho Jumbo Mortgage Loan
by Michelle Guth on September 22, 2010
Qualifying for a Boise Idaho Jumbo Mortgage Loan Whether you’re qualifying for a $500,000 mortgage, or a $3 million mortgage, there is obviously going to be a sizable monthly mortgage payment that the underwriter will want to be sure you can afford over a long period of time. It’s important to be thorough in [...]
Idaho Rural Development (RD) No Downpayment Home Loan Mortgage
by Michelle Guth on September 22, 2010
The Idaho USDA Rural Development home loan is a true 100% financing with no down payment. With an Idaho USDA Rural development home loan their is no mortgage insurance. Mortgage insurance also known as private mortgage insurance (PMI) is setup to offset losses in the case where a borrower is not able to repay the [...]
Idaho FHA Mortgage Home Loan Programs
by Michelle Guth on September 8, 2010
Idaho FHA Mortgage Home Loan Programs While most people believe that the FHA lends money directly to borrowers, it actually just insures a certain type of loan that is financed by traditional banks and mortgage lenders. Four of the most visible single family housing programs that FHA offers are, Section 203(b), Section 234(c), Section 203(k) [...]
How does the Idaho FHA Reverse Mortgage Loan Work?
by Michelle Guth on February 5, 2010
How does the Idaho FHA Reverse Mortgage Loan Work? The Idaho FHA Reverse Mortgage, also known as a HECM (Home Equity Conversion Mortgage), is a loan made to a person age 62 or older. There are no income, credit or health requirements associated with the loan. The amazing thing about the Idaho FHA Reverse Mortgage [...]
Boise, Idaho Reverse Mortgage Great For Senior Retirement Living
by Michelle Guth on February 5, 2010
Boise, Idaho Reverse Mortgages are great for senior retirement living ! A Boise, Idaho FHA Reverse Mortgage Senior Home Loan is a great way for anyone over the age of 62 to enjoy their retirement and not have to stress as much about money. With a Reverse Mortgage it frees up the options available for [...]
10 Steps to Simplify Closing an Idaho FHA 203k Streamline Home Loan
by Michelle Guth on February 3, 2010
10 Steps to Simplify Closing an Idaho FHA 203k Streamline Home Loan Mortgage. Starting an Idaho FHA 203k Streamline mortgage can be daunting for most. How does the Idaho FHA 203k Streamline Process work? Many are confused as to how the program works and what steps are necessary. Below I have outlined the basic steps [...]
Idaho Conventional Rehabilitation Home Loan for Investors, Second Homes and Primary Residences.
by Michelle Guth on January 20, 2010
Idaho Conventional Rehabilitation Home Loan for Investors, Second Homes and Primary Residences. When purchasing a home, or if you have been living in one for quite some time, often there are changes home owners would like to make to their property. It can be expensive and a hassle to come up with several thousand dollars, [...]
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Rob@Jupiter Real Estate: In Florida we have many condos located on oceanfro...
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Larry: It should almost be a necessity to have a swimming...
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New Media 4 Agents: I think we are past the stage of wondering if it w...
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Jim Wagoner: Good information we all should try to live by....
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Mike Pannell: Tony, i tried to sign my Wife up on your property ...
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$10000 California First Time Home Buyer and New Home Tax Credit Extended
March 23, 2010
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Unite Against the Sarasota MLS Board
October 18, 2008
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Short Sale Heaven Coming April 5th 2010
December 9, 2009
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The Lones Group – Real Estate Social Media Marketing Firm – Sues Agent For Being A Zebra
February 26, 2011
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California Senate Bill 94 (SB94): Passes; Not even Attorneys can do it!
October 13, 2009
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Stage Your Front Entrance to Make a Good First Impression
February 10, 2012
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Case Study: Facebook Ad CTR Jumps by 2000%
February 10, 2012
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