Taking out a Boise Idaho VA mortgage loan on a new home purchase is a fantastic way to finance a property with a low interest rate, with little to no required down payment. Purchasing a home with an Boise Idaho VA loan may seem like a daunting task at first glance, but it is actually [...]
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7977 W. Marigold ,
Boise , Idaho 83714
Phone: 208-475-0865
About Michelle Guth
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7977 W. Marigold ,
Boise , Idaho 83714
Phone: 208-475-0865
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Refinancing Loans For Eligible Idaho VA Home Owners
Idaho VA Home loans allow you to refinance your home to take advantage of lower interest rates that can ultimately save you sizable sums of money in both the long-run and the short-run by lowering your monthly payment. If you currently have a Idaho conventional loan, you can refinance into an Idaho VA Home loan [...]
Idaho Reverse Home Loan Mortgage ?
What is an Idaho Reverse Mortgage ? An Idaho Reverse Mortgage, also known as a HECM (Home Equity Conversion Mortgage), is a loan made to a person age 62 or older. There are no income, credit or health requirements associated with the loan. The amazing thing about the Idaho Reverse Mortgage is that you can [...]
Can I Get A Boise Idaho VA Mortgage If I Had A Bankruptcy?
If you’re wondering whether or not you can get a Boise Idaho VA home loan mortgage after a recent bankruptcy, you’re not alone. With the recent economic recession just barely behind us, many veterans and military personnel are now in the position of looking for a new mortgage after having gone through a bankruptcy. Some [...]
With A Recent Foreclosure Can I Get An Idaho VA Mortgage?
Many veterans today are wondering whether or not they can get an Idaho VA Mortgage loan if they have recently been through a foreclosure. Fortunately, the VA qualifying guidelines do allow for veterans and military personnel to qualify for an Idaho VA loan after a foreclosure, but with some restrictions. For starters, veterans are not [...]
VA Home Loan Credit Score Requirements – Boise Idaho
The VA does not require a certain credit score in order for approval. However, the actual mortgage lenders are allowed to set their own standards for Boise Idaho VA loan requirements. In the recent years, eligible veterans and military personnel have enjoyed an easier mortgage process than was available to many home buyers obtaining conventional [...]
VA Loan Eligibility For Boise Idaho Home Owner After A Divorce
There are many ways in which a getting a divorce can have an impact on Boise Idaho VA loans. Let’s go ahead and start off with the basics. First, let’s look at a scenario where the Boise Idaho VA loan is only filed under the veteran’s name. The VA loan guaranty is only available due [...]
Boise Idaho VA Mortgage Requirements And Eligibility
Boise Idaho Veterans with active duty service (who were not dishonorably discharged) during World War II and later periods are eligible for VA loan benefits. World War II (September 16, 1940 to July 25, 1947), Korean conflict (June 27, 1950 to January 31, 1955), and Vietnam era (August 5, 1964 to May 7, 1975) veterans [...]
Boise Idaho FHA Streamline Refinance Loan – NO Appraisal
An Idaho FHA Streamline Refinance With No Appraisal is the best way to go if you live in Boise, Idaho and are looking to Refinance your home and you currently have an FHA loan. Benefits of a Boise Idaho FHA Streamline Refinance Appraisal usually not required Very little paperwork No Appraisal Fee (if doing no [...]
What’s An Idaho VA Loan Pre-Approval Letter?
An Idaho VA loan pre-approval letter is a document granted by an Idaho VA mortgage lender that states that based on preliminary information such as the potential borrower’s credit, assets, and income, that they qualify for a Veterans Administration loan of a specified amount. It is different from a pre-qualification in that some or all [...]
Boise, Idaho VA Jumbo Mortgage Loans Are They Available?
If you’re looking at buying the home of your dreams – and the price reflects it – then an Boise, Idaho VA jumbo mortgage loan may very well be the best option for your mortgage. In most veteran loan scenarios, the VA guarantees up to 25% of the total amount of the loan up to [...]
More Than One Boise, ID VA Loan – Multiple VA Loans Permitted?
The short answer to the question “How many Idaho VA loans can I have?” is that there is no limit on the amount of times eligible veterans are allowed to use their VA loan benefits. This answer often surprises veteran borrowers who have used the program before. As you are probably well aware, a Idaho [...]
Idaho VA Loan Appraisal Process
Before your home can be approved for Idaho VA loan financing, a VA appraisal must be completed on the property. An Idaho VA appraisal involves a thorough inspection of the home and property to determine the current market value of the home. This appraisal is especially geared towards reporting any defects involving safety or security [...]
Idaho Home Buyers Did You Know FHA Made Changes To Mortgage Insurance Requirements
- MONTHLY INSURANCE PREMIUM INCREASES FOR FHA HOME LOANS Previously the monthly mortgage insurance premium was a factor of .55% of the loan amount (if the loan to value was over 95%). As of October 4, the factor has increased to .9% You are probably wondering how this affects the payment. On a $400,000 mortgage, [...]
Seek An Idaho Refinance NOW !!!! Before Rates Go Back Up !!!
Refinance your Idaho Mortgage now before interest rates go back up!!!!!! An Idaho Refinance is what many people need to look into right now with where interest rates are at. Interest rates won’t stay this amazingly low for long so act now !!!! Below I have outlined four main reasons why you should do an [...]
Boise Idaho Jumbo Mortgage Loan
Qualifying for a Boise Idaho Jumbo Mortgage Loan Whether you’re qualifying for a $500,000 mortgage, or a $3 million mortgage, there is obviously going to be a sizable monthly mortgage payment that the underwriter will want to be sure you can afford over a long period of time. It’s important to be thorough in [...]
Idaho Rural Development (RD) No Downpayment Home Loan Mortgage
The Idaho USDA Rural Development home loan is a true 100% financing with no down payment. With an Idaho USDA Rural development home loan their is no mortgage insurance. Mortgage insurance also known as private mortgage insurance (PMI) is setup to offset losses in the case where a borrower is not able to repay the [...]
Idaho FHA Mortgage Home Loan Programs
Idaho FHA Mortgage Home Loan Programs While most people believe that the FHA lends money directly to borrowers, it actually just insures a certain type of loan that is financed by traditional banks and mortgage lenders. Four of the most visible single family housing programs that FHA offers are, Section 203(b), Section 234(c), Section 203(k) [...]
How does the Idaho FHA Reverse Mortgage Loan Work?
How does the Idaho FHA Reverse Mortgage Loan Work? The Idaho FHA Reverse Mortgage, also known as a HECM (Home Equity Conversion Mortgage), is a loan made to a person age 62 or older. There are no income, credit or health requirements associated with the loan. The amazing thing about the Idaho FHA Reverse Mortgage [...]
Boise, Idaho Reverse Mortgage Great For Senior Retirement Living
Boise, Idaho Reverse Mortgages are great for senior retirement living ! A Boise, Idaho FHA Reverse Mortgage Senior Home Loan is a great way for anyone over the age of 62 to enjoy their retirement and not have to stress as much about money. With a Reverse Mortgage it frees up the options available for [...]
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Carmen Brodeur: Very interesting! I better go buy more wrinkle cre...
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Ria Grace: What is good of having custom home is that you can...
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Patrick: A great online property management forum is agents...
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Kyle Pearce: Unfortunately, in every industry, there are some w...
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$10000 California First Time Home Buyer and New Home Tax Credit Extended
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Unite Against the Sarasota MLS Board
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Short Sale Heaven Coming April 5th 2010
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The Lones Group – Real Estate Social Media Marketing Firm – Sues Agent For Being A Zebra
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California Senate Bill 94 (SB94): Passes; Not even Attorneys can do it!
We are not the FHA, VA, USDA, HUD or any other government organization. The content on this blog is intended for information purposes only.