Real Estate Industry Blog » Michelle Guth

Purchase A Boise Idaho Home With A VA Home Loan

Michelle Guth — Wed, 14 Mar 2012 18:41:28 +0000

Taking out a Boise Idaho VA mortgage loan on a new home purchase is a fantastic way to finance a property with a low interest rate, with little to no required down payment. Purchasing a home with an Boise Idaho VA loan may seem like a daunting task at first glance, but it is actually [...]

Refinancing Loans For Eligible Idaho VA Home Owners

Michelle Guth — Wed, 14 Mar 2012 18:34:02 +0000

Idaho VA Home loans allow you to refinance your home to take advantage of lower interest rates that can ultimately save you sizable sums of money in both the long-run and the short-run by lowering your monthly payment. If you currently have a Idaho conventional loan, you can refinance into an Idaho VA Home loan [...]

Idaho Reverse Home Loan Mortgage ?

Michelle Guth — Wed, 07 Mar 2012 19:08:41 +0000

What is an Idaho Reverse Mortgage ? An Idaho Reverse Mortgage, also known as a HECM (Home Equity Conversion Mortgage), is a loan made to a person age 62 or older. There are no income, credit or health requirements associated with the loan. The amazing thing about the Idaho Reverse Mortgage is that you can [...]

Can I Get A Boise Idaho VA Mortgage If I Had A Bankruptcy?

Michelle Guth — Mon, 05 Mar 2012 20:49:12 +0000

If you’re wondering whether or not you can get a Boise Idaho VA home loan mortgage after a recent bankruptcy, you’re not alone. With the recent economic recession just barely behind us, many veterans and military personnel are now in the position of looking for a new mortgage after having gone through a bankruptcy. Some [...]

With A Recent Foreclosure Can I Get An Idaho VA Mortgage?

Michelle Guth — Mon, 05 Mar 2012 20:44:16 +0000

Many veterans today are wondering whether or not they can get an Idaho VA Mortgage loan if they have recently been through a foreclosure. Fortunately, the VA qualifying guidelines do allow for veterans and military personnel to qualify for an Idaho VA loan after a foreclosure, but with some restrictions. For starters, veterans are not [...]

VA Home Loan Credit Score Requirements – Boise Idaho

Michelle Guth — Mon, 05 Mar 2012 20:35:56 +0000

The VA does not require a certain credit score in order for approval. However, the actual mortgage lenders are allowed to set their own standards for Boise Idaho VA loan requirements. In the recent years, eligible veterans and military personnel have enjoyed an easier mortgage process than was available to many home buyers obtaining conventional [...]

VA Loan Eligibility For Boise Idaho Home Owner After A Divorce

Michelle Guth — Mon, 05 Mar 2012 20:27:58 +0000

There are many ways in which a getting a divorce can have an impact on Boise Idaho VA loans. Let’s go ahead and start off with the basics. First, let’s look at a scenario where the Boise Idaho VA loan is only filed under the veteran’s name. The VA loan guaranty is only available due [...]

Boise Idaho VA Mortgage Requirements And Eligibility

Michelle Guth — Mon, 05 Mar 2012 20:16:18 +0000

Boise Idaho Veterans with active duty service (who were not dishonorably discharged) during World War II and later periods are eligible for VA loan benefits. World War II (September 16, 1940 to July 25, 1947), Korean conflict (June 27, 1950 to January 31, 1955), and Vietnam era (August 5, 1964 to May 7, 1975) veterans [...]

Boise Idaho FHA Streamline Refinance Loan – NO Appraisal

Michelle Guth — Wed, 09 Nov 2011 22:57:34 +0000

An Idaho FHA Streamline Refinance With No Appraisal is the best way to go if you live in Boise, Idaho and are looking to Refinance your home and you currently have an FHA loan. Benefits of a Boise Idaho FHA Streamline Refinance Appraisal usually not required Very little paperwork No Appraisal Fee (if doing no [...]

What’s An Idaho VA Loan Pre-Approval Letter?

Michelle Guth — Tue, 10 May 2011 21:47:07 +0000

An Idaho VA loan pre-approval letter is a document granted by an Idaho VA mortgage lender that states that based on preliminary information such as the potential borrower’s credit, assets, and income, that they qualify for a Veterans Administration loan of a specified amount. It is different from a pre-qualification in that some or all [...]