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	<title>Real Estate Industry Blog &#187; Bernie Germani</title>
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					<h2 class="aw_page_title">About Bernie Germani</h2>
					
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						<img alt='' src='http://1.gravatar.com/avatar/106fc0964415940677578add803bdc46?s=150&amp;d=http%3A%2F%2F1.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D150&amp;r=G' class='avatar avatar-150 photo' height='150' width='150' /> Short Sale Agent
California					</p>					
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					<h2 class="aw_page_title">Connect</h2>
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				<h2 class="aw_page_title">Location</h2>
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			<h2 class="aw_page_title">Posts</h2>
			
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		<title>Is short sale flipping illegal??</title>
		<link>http://www.wannanetwork.com/2009/10/07/is-short-sale-flipping-illegal/</link>
		<comments>http://www.wannanetwork.com/2009/10/07/is-short-sale-flipping-illegal/#comments</comments>
		<pubDate>Wed, 07 Oct 2009 16:39:49 +0000</pubDate>
		<dc:creator>Bernie Germani</dc:creator>
				<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[back to back closings]]></category>
		<category><![CDATA[Bernie Germani]]></category>
		<category><![CDATA[civil code 1695]]></category>
		<category><![CDATA[civil code 2945]]></category>
		<category><![CDATA[Home Seller Assist]]></category>
		<category><![CDATA[Lakewood Real Estate]]></category>
		<category><![CDATA[Lakewood Short sales]]></category>
		<category><![CDATA[Los Angeles County defaults]]></category>
		<category><![CDATA[short sale investing]]></category>
		<category><![CDATA[toxic mortgage]]></category>
		<category><![CDATA[upside down mortgage]]></category>

		<guid isPermaLink="false">http://www.wannanetwork.com/?p=1070</guid>
		<description><![CDATA[The answer is yes and no, and let me explain: Different banks have different contracts with Fannie Mae and Freddie Mac.  That’s why Bank of America can’t do some loans that Wells Fargo can.     The 90 Day Rule Here’s a general rule.  When someone buys a home for a certain price, and tries to immediately [...]]]></description>
		<wfw:commentRss>http://www.wannanetwork.com/2009/10/07/is-short-sale-flipping-illegal/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>No New 21-Day Turnaround Requirement For Short Sale Approvals</title>
		<link>http://www.wannanetwork.com/2009/10/05/no-new-21-day-turnaround-requirement-for-short-sale-approvals/</link>
		<comments>http://www.wannanetwork.com/2009/10/05/no-new-21-day-turnaround-requirement-for-short-sale-approvals/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 02:18:17 +0000</pubDate>
		<dc:creator>Bernie Germani</dc:creator>
				<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Bernie Germani]]></category>
		<category><![CDATA[Home Seller Assist]]></category>
		<category><![CDATA[Lakeland Real Estate]]></category>
		<category><![CDATA[Lakewood Short sales]]></category>
		<category><![CDATA[Los Angeles County defaults]]></category>

		<guid isPermaLink="false">http://www.wannanetwork.com/?p=1068</guid>
		<description><![CDATA[In this crazy market I guess we jumped the gun for my previous post about SB 306. Recently enacted Senate Bill 306 doesn’t require lenders to review short sale requests from sellers and their agents within 21 days.  The new California law, which addresses certain escrow procedures, has been mischaracterized by some practitioners as landmark [...]]]></description>
		<wfw:commentRss>http://www.wannanetwork.com/2009/10/05/no-new-21-day-turnaround-requirement-for-short-sale-approvals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Is This Correct 50% of Modified Loans in Default??</title>
		<link>http://www.wannanetwork.com/2009/10/01/is-this-correct-50-of-modified-loans-in-default/</link>
		<comments>http://www.wannanetwork.com/2009/10/01/is-this-correct-50-of-modified-loans-in-default/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 20:16:40 +0000</pubDate>
		<dc:creator>Bernie Germani</dc:creator>
				<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Bernie Germani]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Home Affordable]]></category>
		<category><![CDATA[Home Seller Assist]]></category>
		<category><![CDATA[homeownership]]></category>
		<category><![CDATA[Lakewood Real Estate]]></category>
		<category><![CDATA[Lakewood Short sales]]></category>
		<category><![CDATA[Los Angeles County defaults]]></category>
		<category><![CDATA[toxic mortgage]]></category>
		<category><![CDATA[upside down mortgage]]></category>

		<guid isPermaLink="false">http://www.wannanetwork.com/?p=956</guid>
		<description><![CDATA[The Obama administration&#8217;s plan to tackle the foreclosure crisis was a very slow start, but as of last month, about 360,000 borrowers, or 12 percent of those eligible, have signed up for three-month trial modifications.  However, the federal Office of the Comptroller of the Currency and the Office of Thrift Supervision (where did all these [...]]]></description>
		<wfw:commentRss>http://www.wannanetwork.com/2009/10/01/is-this-correct-50-of-modified-loans-in-default/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>New California Short Sale Law Just Passed!!! California SB 306</title>
		<link>http://www.wannanetwork.com/2009/10/01/new-california-short-sale-law-just-passed-california-sb-306/</link>
		<comments>http://www.wannanetwork.com/2009/10/01/new-california-short-sale-law-just-passed-california-sb-306/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 07:28:57 +0000</pubDate>
		<dc:creator>Bernie Germani</dc:creator>
				<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Bernie Germani]]></category>
		<category><![CDATA[Home Seller Assist]]></category>
		<category><![CDATA[Lakewood Real Estate]]></category>
		<category><![CDATA[Lakewood Short sales]]></category>
		<category><![CDATA[short sale investing]]></category>

		<guid isPermaLink="false">http://www.wannanetwork.com/?p=928</guid>
		<description><![CDATA[Oh Happy Days!!! Will you start learning about short sales now? This is the section of the recently passed California SB 306 law. This new law creates opportuinty to the way short sales will now be done in California… Here is the shortest version we decided would be best for our readers: we read this over and over, and this [...]]]></description>
		<wfw:commentRss>http://www.wannanetwork.com/2009/10/01/new-california-short-sale-law-just-passed-california-sb-306/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Is Freddie Mac door knocking on delinquents??</title>
		<link>http://www.wannanetwork.com/2009/10/01/is-freddie-mac-door-knocking-on-delinquents/</link>
		<comments>http://www.wannanetwork.com/2009/10/01/is-freddie-mac-door-knocking-on-delinquents/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 07:21:36 +0000</pubDate>
		<dc:creator>Bernie Germani</dc:creator>
				<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Bernie Germani]]></category>
		<category><![CDATA[Home Affordable]]></category>
		<category><![CDATA[Home Seller Assist]]></category>
		<category><![CDATA[Lakewood Real Estate]]></category>
		<category><![CDATA[Lakewood Short sales]]></category>

		<guid isPermaLink="false">http://www.wannanetwork.com/?p=926</guid>
		<description><![CDATA[Freddie Mac has contracted Titanium Solutions, a third-party servicer, to go to the homes of delinquent borrowers to get the missing information and documentation necessary to start a three-month long trial repayments under the Home Affordable Modification Program (HAMP).  “By meeting with our borrowers, one on one, Titanium Solutions can help them overcome the roadblocks [...]]]></description>
		<wfw:commentRss>http://www.wannanetwork.com/2009/10/01/is-freddie-mac-door-knocking-on-delinquents/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why Do I Need the Short Sale Addendum??</title>
		<link>http://www.wannanetwork.com/2009/07/08/why-do-i-need-the-short-sale-addendum/</link>
		<comments>http://www.wannanetwork.com/2009/07/08/why-do-i-need-the-short-sale-addendum/#comments</comments>
		<pubDate>Wed, 08 Jul 2009 16:28:36 +0000</pubDate>
		<dc:creator>Bernie Germani</dc:creator>
				<category><![CDATA[Tips and Advice]]></category>

		<guid isPermaLink="false">http://wannanetwork.com/shortsales/?p=340</guid>
		<description><![CDATA[Lakewood, CA Our office is working with a lot of 1st time home-buyers, and it doesn&#8217;t matter how much we explain the process, and what to expect I keep getting the same question when we put the offer in on that Lakewood Short Sale. Why do I need the short sale addendum? I believe this [...]]]></description>
		<wfw:commentRss>http://www.wannanetwork.com/2009/07/08/why-do-i-need-the-short-sale-addendum/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loan Modifications Program Yet To Take Off</title>
		<link>http://www.wannanetwork.com/2009/06/30/loan-modifications-program-yet-to-take-off/</link>
		<comments>http://www.wannanetwork.com/2009/06/30/loan-modifications-program-yet-to-take-off/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 17:04:21 +0000</pubDate>
		<dc:creator>Bernie Germani</dc:creator>
				<category><![CDATA[Tips and Advice]]></category>

		<guid isPermaLink="false">http://wannanetwork.com/shortsales/?p=335</guid>
		<description><![CDATA[Lakewood, California If you don&#8217;t qualify for a loan modification, is a short sale your best option? There is a lot of conflict with lenders loss mitigation teams battling other departments within the banks structure. Even today the different departments struggle with short sales or wonder if they should foreclose. A Lakewood short sale will save [...]]]></description>
		<wfw:commentRss>http://www.wannanetwork.com/2009/06/30/loan-modifications-program-yet-to-take-off/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Slow Approval Process for Short Sales Hampers Housing Rebound</title>
		<link>http://www.wannanetwork.com/2009/06/26/slow-approval-process-for-short-sales-hampers-housing-rebound/</link>
		<comments>http://www.wannanetwork.com/2009/06/26/slow-approval-process-for-short-sales-hampers-housing-rebound/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 16:36:35 +0000</pubDate>
		<dc:creator>Bernie Germani</dc:creator>
				<category><![CDATA[Tips and Advice]]></category>

		<guid isPermaLink="false">http://wannanetwork.com/shortsales/?p=328</guid>
		<description><![CDATA[Lakewood, California Experts believe that the current level of housing inventory has to come down for the industry to get into a phase of sustained recovery. Lakewood Short sale transactions offer a win-win-win situation to buyers, sellers, and lenders, and help clear the housing inventory available for sale. While short sales have risen in the [...]]]></description>
		<wfw:commentRss>http://www.wannanetwork.com/2009/06/26/slow-approval-process-for-short-sales-hampers-housing-rebound/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Countrywide’s Mozilo Charged With Securities Fraud</title>
		<link>http://www.wannanetwork.com/2009/06/06/countrywide%e2%80%99s-mozilo-charged-with-securities-fraud/</link>
		<comments>http://www.wannanetwork.com/2009/06/06/countrywide%e2%80%99s-mozilo-charged-with-securities-fraud/#comments</comments>
		<pubDate>Sat, 06 Jun 2009 08:00:42 +0000</pubDate>
		<dc:creator>Bernie Germani</dc:creator>
				<category><![CDATA[Tips and Advice]]></category>

		<guid isPermaLink="false">http://wannanetwork.com/lakewoodrealestate/?p=229</guid>
		<description><![CDATA[Countrywide’s Mozilo Charged With Securities Fraud]]></description>
		<wfw:commentRss>http://www.wannanetwork.com/2009/06/06/countrywide%e2%80%99s-mozilo-charged-with-securities-fraud/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Are Lenders More Receptive To Short Sales</title>
		<link>http://www.wannanetwork.com/2009/06/05/are-lenders-more-receptive-to-short-sales/</link>
		<comments>http://www.wannanetwork.com/2009/06/05/are-lenders-more-receptive-to-short-sales/#comments</comments>
		<pubDate>Fri, 05 Jun 2009 20:40:59 +0000</pubDate>
		<dc:creator>Bernie Germani</dc:creator>
				<category><![CDATA[Tips and Advice]]></category>

		<guid isPermaLink="false">http://wannanetwork.com/shortsales/?p=314</guid>
		<description><![CDATA[Are Lenders More Receptive To Short Sales]]></description>
		<wfw:commentRss>http://www.wannanetwork.com/2009/06/05/are-lenders-more-receptive-to-short-sales/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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