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About Justin McHood

I am America's Mortgage Commentator and spend most of my time as it relates to the mortgage business working with people at Academy Mortgage in Arizona.

Location


15333 N Pima RD, Suite 205,
Scottsdale, AZ 85260

Posts

Refinancing My VA Loan With the IRRRL Program

In some states refinancing with the IRRRL – Interest Rate Reduction Refinancing Loan – loan program is not much of an option – states like Arizona, California, Nevada, Florida, and Texas. These states have seen an incredible and sustained decline in property values such that it is very hard to take advantage of this very [...]

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7 Reasons To Refinance Your VA Loan With A Streamline Refinance

Congratulations to you if you are a Vet and you took advantage of your VA benefit to get a VA loan to buy your house. Also, thanks for your military service for our great country. Your VA loan brings with it some excellent benefits like no down payment and no monthly mortgage insurance. But now [...]

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The Process of Buying A HUD Home

HUD homes are homes that are owned by HUD (because of a foreclosure on a FHA mortgage). HUD isn’t in the business of home ownership. They are in the business of making US citizens have affordable housing. However, given that they oversee FHA (in a sort) mortgages, if there is a FHA foreclosure – HUD [...]

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Loan Modifications: Are They Real?

I was discussing the current state of the mortgage and real estate market last week with someone when the topic of loan modification came up. The person asked: Are loan modifications real? And I couldn’t help but chuckle. My reply: “Of course they are real. Wait. I think they are real. Ok, I admit it [...]

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Make Your Real Estate Business Stand Out

Heavy competition in your area for your real estate business – losing market share because of the young bucks out there using the Internet. Here are a few ideas that might help with your real estate business to jump start a new angle.

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Academy Mortgage Scottsdale Arizona

Academy Mortgage Scottsdale Arizona Office

The Academy Mortgage Scottsdale Arizona branch provides FHA, VA, Jumbo, Conventional, USDA and HomePath mortgage financing. Contact: (480) 767-7886

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VA Loan Limitations

Information on when you would not want to buy a home using VA mortgage financing.

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Considering Building a Home? Consider These Things First

Buying a home and building a home have pros and cons that should be considered to help you decide which is the best option for you. Review my take on these pros and cons.

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What is Chapter 13 Bankruptcy?

Information about a Chapter 13 bankruptcy.

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Foreclosure Scams Duping Citizens Out of Hope and Money

It is a homeowner beware world right now with foreclosure scams, short sale scams etc. If you are in a distressed situation, be careful who you give your money and legal documents to. Check around, talk to your BBB and Attorneys General.

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How To Cash in on Foreclosure Properties

Learn some simple steps to take when buying a foreclosure home. There are many approaches to buying a foreclosed home – here is one time tested approach.

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The 4 Don’ts of Buying A Home

Homebuying mistakes can cost you your financial future so make sure you learn what not to do when you buy a home. Learn four tips that are designed to better equip you in your home buying decision.

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What Kind of Home Will You Live In? Let’s Plan

Summary of the most popular house plans to give a basic understanding of the home styles you can choose from as you either look to purchase a new home, an existing home, or to build one. All houses have the basic same amenities but there are many ways to style and lay them out.

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FHA 203k Loans in Arizona

The FHA 203k loan is popular with people who are wanting to buy a home in Arizona that is in need of a few repairs. Many bank owned homes and short sales are financed with the FHA 203k loan.

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Problem Areas For Getting A Mortgage in 2011

Mortgage applicants in 2011 need to be concerned about three main areas when it comes to getting a mortgage: home values, income sources, and documenting income. Mortgage loan underwriters look closely at these items when approving a loan.

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The Lones Group Sues Rothamel: Now What?

The Lones Group Sues Daniel Rothamel about Zebras. Now what?

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The Importance of Maintaining Your RE Business’ Online Reputation

Real estate agents should learn the benefits of online reputation management. Reputation management could mean the difference between getting a new client or not.

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Arizona Jumbo Loans: Still Available?

Questions and answers about jumbo loans. Jumbo loan limits, jumbo loan rates, jumbo loans in Arizona and jumbo loans in California discussed.

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Curt Baumgarth: Scottsdale Real Estate Expert

Curt Baumgarth is a Realtor in Scottsdale, Arizona. Curt Baumgarth specializes in helping both buyers and sellers get the best possible deal when it comes to real estate.

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Hayes Barnard: Paramount Equity Mortgage

Hayes Barnard of Paramount Equity helps consumers save money on mortgage, insurance and green energy initiatives. Hayes Barnard is the CEO of Paramount Equity.

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