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About Justin McHood

I am America's Mortgage Commentator and spend most of my time as it relates to the mortgage business working with people at Academy Mortgage in Arizona.

Location


15333 N Pima RD, Suite 205,
Scottsdale, AZ 85260

Posts

Arizona Jumbo Loans: Still Available?

Questions and answers about jumbo loans. Jumbo loan limits, jumbo loan rates, jumbo loans in Arizona and jumbo loans in California discussed.

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Curt Baumgarth: Scottsdale Real Estate Expert

Curt Baumgarth is a Realtor in Scottsdale, Arizona. Curt Baumgarth specializes in helping both buyers and sellers get the best possible deal when it comes to real estate.

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Hayes Barnard: Paramount Equity Mortgage

Hayes Barnard of Paramount Equity helps consumers save money on mortgage, insurance and green energy initiatives. Hayes Barnard is the CEO of Paramount Equity.

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Many Homeowners to See Insurance Rate Increase in 2011

Depending on the state homeowners will face increasing home owners insurance rates in 2011. Weather has a lot to do with the rate increases around the country. Coupled with the rate increases will be different options a homeowner can take to lower rates.

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Phoenix Arizona Short Sale Attorney

Thomson Law in Phoenix Arizona is a leading short sale and loan modification attorney who helps homeowners with legal advice in these situations.

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Hurdles to Buying A Home

Learn some of the current hurdles to buying a home that exist in the real estate and mortgage industries as of Dec 2010.

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Buying a Home: Keep The Future In Mind

Buying a home isn’t just about mortgages – it is also about buying a home that you can actually sell in the future. Review a list of home characteristics to pay attention to as you shop for a home.

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Fannie Mae and Freddie Mac Incentives

Fannie Mae and Freddie Mac have recently announced a new round of incentives to help encourage people to buy HomePath homes as their primary residence.

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VA Streamline Refinance Still Technically Easy To Get

What does it take to qualify for a VA streamline loan? Not as much as you might think. In fact, if you are an eligible service member or veteran or the spouse of a veteran who already has a VA home loan, the process to refinance your current VA loan to a lower interest rate [...]

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Are VA Loans Better Than Conventional, FHA, or USDA Loans?

A common question myself and many loan officers face when working with someone who is eligible for a VA loan is: “are VA loans better than conventional or FHA mortgages?” Since I’m going to answer this question, I should throw in the comparison of VA loans to USDA loans too. Before I start with our [...]

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Watch A Video: A Perfect Way to Learn About VA Loan Programs For Vets

There is no secret why YouTube is a highly visited website – people love to watch videos. I personally use YouTube for all kinds of stuff – especially when I want to learn something. Not surprisingly, video is now used to explain all kinds of things including VA loan programs. As I was snooping around [...]

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Academy Mortgage: Realtors Lender of Choice in Arizona

In Arizona, something special is going on when it comes to mortgage lending. David is taking on Goliath(s) — and winning. Academy Mortgage is becoming the local lender of choice for many Arizona Realtors because they have built their model around local decision making.  Consider the transactions in May in Maricopa County: At Academy, you [...]

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Hope for the Future

It has been several years since the United States housing market fell apart. It has been years since Americans have been forced to live very differently. How did this happen? I found this graphic, over on a VA Loans mortgage site that shows clearly real estate market collapse was years in the making. The crash was founded [...]

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Short Sale and Foreclosure Fraud in Los Angeles

We’ve all seen them. The signs on billboards, on TV or the Internet, on fliers pasted to telephone poles, or the ones you see stuck in the ground on it seems like just about every intersection: “Stop foreclosure now!” “We can save your home. Guaranteed. Free consultation.” “We stop foreclosures every day! Let our team [...]

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New Owners For New Development in Phoenix

In Phoenix, the highest residential tower is about to be opened for the public to buy units. 44 Monroe is located in downtown Phoenix on 1st Avenue & Monroe and is close to sports arenas, theaters, shopping, fine dining, the light rail, nightlife pretty much everything-there-is-to-do in downtown. 44 Monroe features 8  levels of secured [...]

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Hottest Real Estate Markets?

Wondering where the “hottest” real estate markets are? I will give you a hint — it isn’t Phoenix or Las Vegas… And be sure to stay away from both the East coast and the West coast… Think “center”. As in “center of the country”. According to ReMax, here are the top 10 hottest real estate [...]

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Sales Tactics Your Loan Officer Should Not Use

Even though I work with people who are interested in getting a VA loan, I work on loans for all types of borrowers. It seems that no matter what kind of loan scenario program I work on, every once in awhile I come across several competitor sales tactics that I have to address with my [...]

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Utah Real Estate Law

The average Utah real estate attorney deals with a variety of issues related to land, improvements upon land, and land use. Included under the real estate law umbrella in Utah are transactions in Utah real property such as residential and commercial real estate, zoning and property rights, and mineral and natural resource rights such as [...]

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Ten Day Close: Is It Possible?

The Ten Day Close is possible because Academy Mortgage has managed to put all of the pieces required to pull it off in place.

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I Don’t See This Very Often Lately

Making the move from Realtor to loan officer is not unheard of, but it isn’t that common in today’s marketplace.

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