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Florida Mortgage Rates May Rise with November 4 FOMC Press Release

Florida mortgage borrowers may soon see mortgage rates rise as the U.S. economic forecast set forth from the November 4 FOMC press release was fairly optimistic.

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Florida Mortgage Borrowers May Want to Lock in Rates Very Soon

Florida mortgage borrowers may want to lock in rates as soon as 2:15 PM ET today.  Why?  Well, “Uncle” Ben Bernanke and company (AKA the Federal Open Market Committee) will begin their 2-day meeting today in Washington D.C.  If history repeats, as it often does, their post meeting notes will amp up Florida mortgage rate [...]

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What Every Borrower Needs to Know About the Latest Truth in Lending Act (TILA) Changes

One of the things I’m most happy to educate mortgage borrowers about are the protections put in place to make sure their lending experience goes as it should.  As such, I wanted to address one of the most powerful protections in place today – the Truth in Lending Act (TILA). The history of the Truth [...]

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Florida Mortgage Update: What the Media Missed About September’s Home Sales Reports

Florida mortgage borrowers may have been mislead to some degree by recent newspaper headlines touting home sales numbers. After the September New Home Sales report indicated that home sales volume was down from August, the mainstream media immediately released stories like the following: New Home Sales fall a surprising 3.6% Surprise Drop In New Home [...]

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Orlando Mortgage Update: Mortgage Rate Outlook for the Week of October 5, 2009

Orlando mortgage rates looked great for most of last week, but took a bit of a hit on Friday  – sending rates lower overall for the second week in a row. There were two main reasons Wall-Street reacted negatively at week’s end.   The first was data-driven, while the second represents more of a “feeling things [...]

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Orlando Mortgage Update – Only 15 Days Left on First-Time Home Buyer Tax Credit

Orlando mortgage borrowers seeking to take advantage of the first-time home buyer tax credit have only 15 days to get under contract on a new home.  This program expires November 30, 2009, which puts you out only 60 days from today. Do closings happen within 60 days from the time you start looking for a [...]

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Discover Lakeland – Your Lakeland Mortgage Will Follow

Lakeland is one of Central Florida’s best kept secrets. Hurry and grab your Lakeland mortgage now while there are still some great Lakeland Real estate deals!

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Top Reasons to Get a Lakeland Mortgage

Lakeland Real Estate sales are beginning to pick up, and it’s time you started planning for your Lakeland Mortgage Financing.

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The Right Way to Receive Lakeland Mortgage Gift Funds

Lakeland mortgage borrowers using gift funds from family members need to follow 3 basic rules or risk their mortgage loan not going through.

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What Everyone Should Know About Lakeland Mortgage Refinance

The process leading up to refinancing your Lakeland, Florida home loan can be daunting, not to mention frustrating. Trust a Lakeland mortgage broker to see you through.

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Lakeland Mortgage – FHA First-Time Home Buyer Guide

Lakeland FHA home loans are a great option for new homeowners – specifically those who are just now becoming first-time home buyers.

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Lakeland, Florida Communities – Lake Hollingsworth

Lakeland mortgage borrowers considering a home purchase should definitely consider the Hollingsworth district as an option. Lakeland, Florida’s Lake Hollingsworth district and its surrounding neighborhoods have long represented what it means to truly embody the Central Florida lifestyle. Dating back as far as the early 1900s, the lake’s southern shore continues to be a popular [...]

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Your Florida Home Loan Refinance – How To Make Sure Things Go As They Should

For many Florida home owners, refinancing their home loan can be confusing, not to mention a little bit frustrating. No one likes to pay too much for anything – not to mention one of the most precious and costly assets they’ll ever own – their Florida home!  Going about your Florida home loan refinance in [...]

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How The Fed Minutes Can Change Florida Home Loan Rates

Florida home loan rates dropped Wednesday after the Federal Reserve released the minutes from its April 28-29, 2009 meeting.

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Florida Home Loans: The Difference Between Interest Rate and APR

As borrowers review their Florida home loan paperwork, they’ll often ask about the difference between interest rates and APR percentages.

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Florida Home Loans: 8 Things to Do Before You Refinance

If there’s ever been a time to refinance your home via a Florida mortgage loan, now’s the time. Read to find out if it’s time for you.

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Ready to Purchase Florida Investment Properties? Now is the time.

Investors looking to add Florida homes to their portfolio should consider pulling the trigger sooner than later.  I say this with all candor as Florida home values are continuing to drop, but the cost of acquiring them may very well increase.  Great values are still out there to be found.  For example, there are a [...]

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Florida Home Sales May Slow Through Superbowl XLIII

Florida Home Sales to Slow Through Superbowl Existing US homes inventory would take just about one year to clear out based on recent data showing the national ‘used homes” sales rate sitting below the 5-million unit mark – a stat that hasn’t been met in more than a year.  This is reflected here locally as [...]

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You Florida Mortgage Broker May Have Just Cost You Plenty!

In nearly all things financial, watching for specific market trends really does pay off.  Take Florida mortgage rates today, for example – they’re way down as a result of the Fed’s most recent rate cut.  Normally they trend up when the Fed cuts its rate, but not in this case.  So, if you’ve been watching [...]

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Florida Mortgages 101: The Refinance (Carl Spackler's Take on Saving Some Cash)

When rates get down to where they are now, many Florida homeowners tied to higher rate adjustable or even fixed-ate mortgages seek refuge in a little something we here in the “High-fangled Florida Home Loan Financial Biz” like to call a Refinance. When you refinance your Florida mortgage, what you’re essentially doing is paying off [...]

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