Real Estate Industry Blog » Paul Dunn

How Do Student Loans Impact Your Ability To Get A USDA Loan?

Paul Dunn — Fri, 21 Jan 2011 22:46:50 +0000

How Student Loans Impact USDA Loan Qualifying When people are looking at getting an Arizona Home Loan whether it is a USDA Loan or FHA Loan who have existing student loans, they need to be aware of how those student loans will impact their qualifying. The USDA Loan Program is very popular among recent graduates, [...]

USDA Loan Program Credit Score Optimization Tips

Paul Dunn — Mon, 10 Jan 2011 14:19:14 +0000

Credit Score Optimization Tips for the USDA Loan Program With lender’s continuing to tighten their guidelines, it is more important than ever to know how to optimize your credit score for getting a USDA Loan here in Arizona. There are five components that make up your credit score, let’s take a look at them really [...]

Holly Cow Batman, Can The Seller Really Pay All My Closing Costs?

Paul Dunn — Wed, 15 Dec 2010 20:26:50 +0000

Do you know who is allowed to pay closing costs on a new USDA Loan? Most buyers just leave it up to the real estate agent to negotiate closing costs with the seller. And this can be a mistake that can cost you thousands if you don’t provide your agent with the proper information about [...]

5 Key Factors For The Arizona FHA Refinance You Need To Know..

Paul Dunn — Fri, 17 Sep 2010 17:52:36 +0000

5 Important Things To Know About An Arizona Refinance When doing an Arizona Refinance through the FHA Streamline Refinance program, there are 5 important factors that really make this work well for Arizona home owners. This version of the Arizona Refinance is helping people get into some crazy low interest rates, even if they owe [...]

The 1st Thing a Lender Looks For When You Apply for a USDA Rural Development Home Loan

Paul Dunn — Wed, 02 Dec 2009 16:27:15 +0000

What The USDA Rural Development Underwriter Looks For When You Apply… Part 1 This is a three part series where we will look at the 3 factors that a USDA Rural Development underwriter will look at when reviewing your file for loan approval. If you have questions that are not addressed here specific to USDA [...]

USDA Streamline Refinance Funds Finally Available

Paul Dunn — Tue, 24 Nov 2009 13:20:42 +0000

USDA Loans ARRA Refinance Funds NOW Available! The USDA just released a Notice of Funding Availability for USDA Loans Refinance Assistance under the American Recovery and Reinvestment Act of 2009. Current USDA Loans may utilize Refinancing by using ARRA funds but will find it is a bit more restrictive than the typical USDA Loans. ARRA [...]

USDA Rural Development Home Loan Has Lower Monthly Payments Than FHA

Paul Dunn — Tue, 20 Oct 2009 15:39:28 +0000

USDA Rural Development monthly mortgage payments Did you know that for the same loan size and a similar rate that the USDA Rural Development Home Loan will ALWAYS have a lower payment than FHA? Sometimes the USDA Rural Development payment will be substantially lower. Let’s talk rates and payments… When most people shop for a [...]

The Rural USDA AZ Mortgage – How to find property that qualifies

Paul Dunn — Thu, 01 Oct 2009 17:14:33 +0000

The Rural USDA AZ Mortgage – How to find property that qualifies How do you know if the real estate you are looking at in Tucson AZ, qualifies for the now popular Rural Development USDA Tucson Loans? Let’s take a look at a few ways to find out if the AZ Mortgage for the property [...]

USDA Success Story – Borrower Who Doesn't Qualify For FHA Home Loans Obtains USDA Home Loan

Paul Dunn — Wed, 26 Aug 2009 01:25:48 +0000

USDA Home Loan Success Stories An Arizona First Time Home Buyer with high debt to income ratios obtains an Arizona Rural Development USDA Home Loan. Truly a wonderful ending to this one. Kathy is a single mom working hard to find a great home where she could raise her two girls. She had been working [...]

Mortgage Advertising – How Federal Regulations Are Flooding Loan Officers With Leads

Paul Dunn — Tue, 25 Aug 2009 02:53:04 +0000

If you’ve been wondering and struggling with your Mortgage Advertising, Mortgage Loan Lead systems or how to get Realtors to call you, boy do I have some exciting news for you. This Mortgage Advertising To Realtors program is the #1 marketing secret I have ever seen. This Mortgage Loan Marketing system will help will get [...]