What's My Credit Score?
In the United States, a credit score is a number, typically between 300 and 850, based on the statistical analysis of a person's credit files, to represent the creditworthiness of that person (the likelihood that the person will pay his-her debts). A credit score is primarily based on credit report information, typically from the three major credit bureaus:
 Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Using credit scores, lenders determine who qualifies for a loan, at what interest rate, and to what credit limits. The use of credit- or identity-scoring before authorizing access to or granting credit is an implementation of a trusted system. The most widely known score in the United States is FICO (the most widely used in the mortgage industry).
myFICO® is the industry's most trusted source
 “The FICO score has become the single most important indicator used by lenders to predict whether you will repay [a loan.]” – New York Times
 “Learn the score. If you’re in the market for a mortgage, get your FICO credit score at myfico.com.” – Newsweek
 “The best spot I’ve found on the Internet to check my credit is www.myfico.com.” – Chicago Tribune
 “Stop guessing about your credit score. Find out. Go to www.myfico.com.” – Washington Post
 “It might be the most important number you don’t understand. The FICO score is the standard calculation used by mortgage lenders.” – The Wall Street Journal
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