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Is it a Bedroom, Den or Office?

by on October 27, 2010

What rooms are called and how they’re used can be different. Is there an “official” definition for a bedroom, den, half bath or dining room? At the end of the day, what it’s called and how it’s used is determined by the owner.

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Move Those Foreclosures!

by on October 20, 2010

It appears that two major lenders are cranking up the foreclosure engines again – welcome news as standing still only prolongs this mess. A company in Tampa has allegedly been showering “robo-signers” with gifts….and when is someone – ANYONE – going to look into the very interesting Atlanta foreclosure housing market?

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The Appraiser Killed the Deal

by on September 28, 2010

There’s little debate that the appraisal industry is one of a few things holding back the real estate recovery; this is life when the feds get their hands in things. That said, it’s also asinine to blame them for valuation issues – that blame often lies with agents that don’t properly know their market.

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Price Per Square Foot is Unreliable

by on September 23, 2010

Using price per square foot as a method of valuing homes is very common – it’s also very unreliable! There are far too many variables to get anything close to accurate information that can be applied with confidence.

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Ten Steps to Successful Business Financing

by on May 13, 2010

Ten Steps to Successful Business Financing By Brian Madigan LL.B. (Ontario Real Estate Source) 1 Right Lender You will have to find the right lender for your business. This might be yourself, family, friends, business partners, former owners or institutional lenders. Remember that you can lend money to your own business and register security by [...]

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The Curious Case for a Real Estate Shortage

by on March 22, 2010

At a time when almost everyone in the real estate industry, and most homeowners trying to sell, are desperate for more buyers and market activity, some analysts are predicting a real estate shortage in the next few years. Really? Is a real estate shortage even possible in the foreseeable future? David Crowe, the head economist [...]

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New FHA Rules

by on February 5, 2010

 Subscribe The FHA has come up with some new rules when it comes to their loans.  Beginning April 2010, the up front mortgage insurance will increase from 1.75% to 2.25% There will be no more spot appraisals.  So it will be harder to get an approval on a condo.  This is a big one.  Effective for [...]

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Over Taxed and Overwhelmed

by on February 3, 2010

In one of the most difficult and challenging economic times in American history, already financially taxed homeowners are being taxed even more – literally and figuratively. Despite the fact that home values across metro Atlanta plummeted tens of thousands of dollars and, in some cases, even hundreds of thousands, tax appraisals did not follow suit. [...]

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HVCC implementation is delayed by FHA for Santa Clara Home Loans

by on December 23, 2009

FHA delays HVCC for Santa Clara County Home Loans until February 15, 2010. This was originally planned for a January 1, 2010 implementation. But, FHA announced today that the enactment of Appraiser Independence has been delayed. Since implementation of the Home Valuation Code of Conduct (HVCC) for conventional loans in May 2009, many challenges and difficulties with appraisals [...]

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