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Homes for sale in Tempe AZ – Tempe Real Estate

by on January 28, 2012

Homes for sale in Tempe AZ – Tempe Real Estate Tempe AZ offers many real estate opportunities from starter homes to mansions for the rich and famous. Tempe AZ is more that just another city full of homes, but Tempe is a city full of rich culture. Tempe residence enjoy many activities, events, and crafts. [...]

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Mortgage Fraud in Atlanta – Alive and Very Well

by on August 1, 2011

Mortgage fraud in Atlanta is alive and quite well. Despite all of the meddling from Washington and their involvement in the real estate business, fraud continues.  CoreLogic completed an in depth 2010 study that was very interesting and is worth the short read. Although a few months old, it’s amazing (in a bad way) to [...]

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Do You Know Who Owns Your Mortgage?

by on April 19, 2011

If by chance you missed the recent 60 Minutes piece asked “Who Owns Your Mortgage”, you need to catch it by hitting the link below. This is nothing short of vile; clear and undeniable fraud has taken place again and again with these legal documents and yet not a single criminal charge has been brought. [...]

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Tax Lien before closing…

by on April 14, 2011

Tax Lien before closing and everyone is lost.

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Is Cash Really King? Should You Buy with Cash?

by on February 14, 2011

Should you pay cash for a home? The rates are great but the application pricess and underwriting is combative and brutal. Many buyers feel like they are being turned upside down and shaken to see what falls out of their pockets. Buyers with cash are often avoiding mortgages for the purchase of a home, buying with cash and refinancing later as/if needed.

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Three ways to protect yourself from condo fraud

by on October 25, 2010

Condominums are popular with young, first-time homebuyers, but they aren’t without their complexities – Owning a condo unit is a bit like being a shareholder in a corporation, with all the financial due diligence it demands. Here are the top three ways to protect yourself, the homebuyer, from making a bad investment with your home. [...]

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Understand Your Escrow Account

by on March 24, 2010

As a buyer and homeowner, it’s very important you understand exactly what your escrow account is, and what purpose it serves. Most residential lenders require that you escrow money to pay your hazard insurance and property taxes (unless you live in a condominium, in which case the condominium association maintains the hazard insurance policy on [...]

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New FHA Rules

by on February 5, 2010

 Subscribe The FHA has come up with some new rules when it comes to their loans.  Beginning April 2010, the up front mortgage insurance will increase from 1.75% to 2.25% There will be no more spot appraisals.  So it will be harder to get an approval on a condo.  This is a big one.  Effective for [...]

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Assembly Bill AB 957: Seller no longer dictates Title or Escrow. Buyers rejoyce!

by on October 16, 2009

In another strike on lenders and altogether sellers of homes obtained through foreclosure (Hard Money/Private Lenders/Note Buyers we are talking to you!) they can no longer dictated according to Assembly Bill 957 (AB957) as of October 12th what Title and Escrow company must be used in the purchasing of their REO inventory. The lenders still [...]

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