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First Time Buyers Basic 101

by on February 16, 2010

    I have been answering a lot of questions from uninformed first time buyers on websites Like Homeresearch.com and Trulia.com, these sites have realtors who will answer real estate questions.  The majority of questions are regarding if one house or another is available.  They do not have a Realtor nor are they pre-approved……So I am writing [...]

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Snow Play in Just Over 3 Hours from S.F. Bay area

by on February 5, 2010

Subscribe   You can play in the snow with your family without having to drive all the way to Lake Tahoe or Reno.  At Leland Meadows you can have fun in the snow.  They have inner tubes that have tow straps on them so you can be towed up the hill and then you slide down.  So much [...]

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New FHA Rules

by on February 5, 2010

 Subscribe The FHA has come up with some new rules when it comes to their loans.  Beginning April 2010, the up front mortgage insurance will increase from 1.75% to 2.25% There will be no more spot appraisals.  So it will be harder to get an approval on a condo.  This is a big one.  Effective for [...]

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Smart Consumers are Watering the Economy

by on February 1, 2010

Subscribe Smart consumers, taking advantage of the historically low interest rates, the very good home prices and also, the extended and expanded tax credit, are helping to water a housing market growth.   This is in turn helping the economy in general.  According to several surveys, most of the current home owners say they would use the tax [...]

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King Tutankhamun In San Francisco

by on January 22, 2010

  Living in the San Francisco Bay area is wonderful for many reasons. The City has many wonderful Restaurants, Hotels, and the night life is awesome as well. On this past Thursday I went to the De Young Museum and saw the King Tut exhibit. It was an ultimate experience. I can not believe the wonderful [...]

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How to Buy A Bank Owned Home

by on November 3, 2009

Subscribe This is a UTUBE video I thought you all would like. I thought it was funny and entertaining. It hits close to home in regards to bank owned homes and the “foreclosure specialists” assigned to list them..

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$729,750 Loan Limits for FHA, Fannie Mae and Freddie Mac Extended through 2010 for Orange County, CA

by on October 31, 2009

There was great news this week for Orange County, CA home owners and home buyers as Congress agreed to extend the “high” loan limits for another year. On October 29, Congress announced the limits would remain in place through the end of 2010. Only 2 years ago the maximum Conforming loan limit for Orange County [...]

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New Housing Bill

by on October 12, 2009

Subscribe   When I first heard about the new housing bill, that would force banks to modify loans to keep people in their homes, or face stiff fines. I was excited. A housing bill that would help keep people in their homes, and slow or stop the dreaded foreclosures. Woo Hoo! How wonderful for the [...]

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New FHA Rules For Condo Buyers

by on October 6, 2009

 Subscribe   The Federal Housing Administration (FHA) has delayed the implementation of rules that could make life more difficult for condo buyers across the country. The delay should be especially helpful for those hoping to qualify for the first-time buyer tax credit that expires after Nov. 30. The new FHA rules, which were to take [...]

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