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A new refinance option called Home Affordable Refinance Program HARP

by on January 19, 2011

So you have heard of the government loan modification to assist homeowners in avoiding foreclosure, but what about someone who is current and wants to refinance and may not qualify for the HAMP program? Well do not despair!! There is a program designed to assist the homeowner to be able to refinance.  What is HARP [...]

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Laguna Niguel Short Sale Realtor report.

by on May 20, 2010

This report is for standard sales and short sales in Laguna Niguel . This article is brought to you by the realtor experts at the Short Sales ASAP group, who are #1 in short sale property listings and closings in Orange County. Currently, there are a total of 182 detached homes listed for sale in [...]

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Short Sales, HAFA, and You!

by on April 5, 2010

HAFA, the much talked about Home Affordable Foreclosure Alternatives goes into effect tomorrow, April 5th, 2010. HAFA is actually a supplement to an existing government loan modification program known as Home Affordable Modification Program (HAMP). The basic idea is this:  the HAFA program is supposed to allow a borrower who has gone through the HAMP [...]

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Will HAFA Supplemental Directive 09-09 eliminate short sale investor flips / quickturns

by on January 2, 2010

I recently posted on this blog the following article Short Sale Heaven Coming April 5th 2010 . Out of it came several interesting comments including a post from an gentleman who sharply disputed my comments  let me know that I’d “been schooled.”  I delayed replying because I thought further discussion of the subject of the [...]

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Short Sale Heaven Coming April 5th 2010

Short Sale Heaven Coming April 5th 2010

by on December 9, 2009

I noticed an article through Reuters reporting, Treasury sets guidance to simplify “short sales”. The HAMP website released “Supplemental Directive 09-09” which is the new guidelines for servicers doing short sales (HAFA details here – HAFA means Home Affordable Foreclosure Alternatives). Short sale agents and distressed home sellers have been waiting for these guidelines with [...]

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