Tag Archives: Paul Dunn

How Do Student Loans Impact Your Ability To Get A USDA Loan?

How Student Loans Impact USDA Loan Qualifying When people are looking at getting an Arizona Home Loan whether it is a USDA Loan or FHA Loan who have existing student loans, they need to be aware of how those student loans will impact their qualifying.  The USDA Loan Program is very popular among recent graduates, [...]

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USDA Loan Program Credit Score Optimization Tips

Credit Score Optimization Tips for the USDA Loan Program With lender’s continuing to tighten their guidelines, it is more important than ever to know how to optimize your credit score for getting a USDA Loan here in Arizona.  There are five components that make up your credit score, let’s take a look at them really [...]

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Holly Cow Batman, Can The Seller Really Pay All My Closing Costs?

Do you know who is allowed to pay closing costs on a new USDA Loan? Most buyers just leave it up to the real estate agent to negotiate closing costs with the seller.  And this can be a mistake that can cost you thousands if you don’t provide your agent with the proper information about [...]

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5 Key Factors For The Arizona FHA Refinance You Need To Know..

5 Key Factors For The Arizona FHA Refinance You Need To Know..

5 Important Things To Know About An Arizona Refinance When doing an Arizona Refinance through the FHA Streamline Refinance program, there are 5 important factors that really make this work well for Arizona home owners.  This version of the Arizona Refinance is helping people get into some crazy low interest rates, even if they owe [...]

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The 1st Thing a Lender Looks For When You Apply for a USDA Rural Development Home Loan

What The USDA Rural Development Underwriter Looks For When You Apply… Part 1 This is a three part series where we will look at the 3 factors that a USDA Rural Development underwriter will look at when reviewing your file for loan approval.  If you have questions that are not addressed here specific to USDA [...]

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USDA Rural Development Home Loan Has Lower Monthly Payments Than FHA

USDA Rural Development monthly mortgage payments Did you know that for the same loan size and a similar rate that the USDA Rural Development Home Loan will ALWAYS have a lower payment than FHA?  Sometimes the USDA Rural Development payment will be substantially lower. Let’s talk rates and payments… When most people shop for a [...]

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The Rural USDA AZ Mortgage – How to find property that qualifies

The Rural USDA AZ Mortgage – How to find property that qualifies How do you know if the real estate you are looking at in Tucson AZ, qualifies for the now popular Rural Development USDA Tucson Loans?  Let’s take a look at a few ways to find out if the AZ Mortgage for the property [...]

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